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Career Opportunity: Credit Representative/Loan Officer

Job Title
Credit Representative/Loan Officer
Farm Credit East, ACA
Middleboro, Massachusetts
Experience Level
Entry Level (1-4 years)
Supervisor's Title
Branch Office Manager
Sales and Customer Relationships
Salary Range
DOE, depending on experience
Posted Date
Tuesday, November 7, 2017
Closing Date
Open until filled
Job Description

Description/Job Summary

Join a team focused on the success of our customers, the success of our communities, and the success of each other. Farm Credit East is the leading provider of loans and financial accounting services to farmers, foresters, fishermen, and agricultural business owners across the northeast with over $6 billion in loan volume and over $25 million in financial accounting service revenue generated annually. When you pursue a career with Farm Credit East, you have the opportunity to positively impact the families and businesses that drive the Northeast economy.

As a Credit Representative/Loan Officer, you deliver sound credit and financial services to members and participants, within FCA, CoBank, and Farm Credit East regulations and policies.  With minimal supervision, depending upon experience, you will be responsible for making and servicing loans in a progressive portfolio with varied loan types and sizes.  New business development is a priority, as is cross-selling financial services, crop insurance and other products and services available in order to provide solutions to our customers' unique business needs.

Farm Credit East provides all team members with the training and resources needed to be successful in their careers. All new employees receive one-on-one coaching to help them understand their roles. Additional technical training, soft skill training, and ongoing professional development provided by Farm Credit East will help you be poised for continued career growth within our organization.

Counties Served: Massachusetts: Barnstable, Bristol, Dukes, Nantucket, Norfolk, Plymouth
Connecticut: Aquatic (all counties in CT)
Rhode Island: Aquatic (all counties in RI)

Area: The branch is located in a suburban area, with urban amenities conveniently located nearby.

Type of Agriculture: The branch's agriculture is diverse, including aquatic, fruit (cranberries), nursery, livestock, vegetable, and greenhouse operations.  Farm related businesses are also within Middleboro's target market.

Middleboro Branch Loan Volume as of 9/30/2017:

Short Term         $63,000,000

Long Term        $123,000,000

Total                 $186,000,000


With minimal supervision, depending upon experience, the incumbent is accountable for the following:

  • Lending and Loan Servicing: Extend sound farm, farm related, aquatic, and country living loans through analysis of applicants' financial conditions, management abilities, and economic trends and obtain accurate appraisals and valid security liens.  Minimize losses by means of sound and timely servicing and collection efforts and timely sale of acquired property. 
  • Marketing: Increase business by means of promotional activities and superior customer service. Provide value to customers with appropriate and timely products and services.
  • Member Relations/Teamwork: Provide outstanding customer service (both internal and external) and deliver exceptional customer experience and value by setting, communicating and meeting customer expectations. Demonstrate a strong community commitment and professional presence that contributes to the overall positive image of the ACA. Act in a forthright and ethical manner, display a positive attitude and contribute positively to the overall morale of the team and association. Assist other team members and contribute to training.

Required Education

Position requires a Bachelor's degree in Agricultural Economics, Business, Finance or a related field.

Required Qualifications

Knowledge of agriculture, finances, credit and credit administration. Strong marketing and interpersonal skills are required, as are verbal and written communications and analytical skills.  Must be team oriented. The position requires the ability to travel as needed.


Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not discriminate on the basis of race, color, religion, national origin, sex, age, marital status, disability, protected veteran status or any other status protected by federal, state or local law. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individual's qualifications for a specific job opening. In compliance with the Americans with Disabilities Act (“ADA”), if you have a disability and would like a reasonable accommodation in order to apply for a position with Farm Credit East, please call 1-800-562-2235 or e-mail info@farmcreditcareers.com.