Showing articles tagged with "agriculture". Show all posts.
Agriculture is a capital-intensive business, and for most operators, especially new farmers and ranchers or those looking to undertake a significant expansion, meeting these financial needs means applying for a loan. Read More
With the March 15 crop insurance deadline quickly approaching for corn and soybeans there is a common question on many farmers’ minds: how will the new Farm Bill affect my crop insurance coverage, and what will that mean for my out-of-pocket costs? Read More
Crop insurance is a critical component of agriculture today, impacting not only farmers who directly participate in the program, but also local communities, businesses and lenders. Many Farm Credit System Associations offer crop insurance, and according to National Crop Insurance Services, “More than 86% of insurable farmland in the United States is now protected through the Federal Crop Insurance Program.” Read More
It’s no secret that agriculture is a capital-intensive business, with land, buildings, vehicles, equipment, livestock and inputs all adding to the price tag. Especially for beginning farmers, the amount of capital needed, both upfront and on an ongoing basis, can seem insurmountable. Read More
Farm Credit associations consider all types of loan requests, including operating, equipment and real estate purchases and in some cases for non-farm investments. For every single request, we consider the “Five Cs of Credit” and assess the risk involved for each of the five factors. Read More