Welcome Back,

Career Opportunity: Loan Officer

Job Title
Loan Officer
Organization
Capital Farm Credit, ACA
Location
Lamesa, Texas
Department
Experience Level
Mid-Career (5-10 years)
Supervisor's Title
Category
Financial Services
Salary Range
DOE, depending on experience
Posted Date
Wednesday, December 6, 2017
Closing Date
Open until filled
Job Description

Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America. As one of the largest Farm Credit Associations in the United States, Capital Farm Credit has over $7 billion in total assets and employs nearly 500 team members. We serve 192 counties in Texas with nearly 70 credit offices.

 

Capital Farm Credit is a great place to work. Our employees are passionate and committed to serving both rural Texas and each other. We seek highly motivated and engaged people who foster the core values behind who we are, how we work and how we treat others – with commitment, trust and value. We cooperate and care for our members and employees with family-like respect and appreciation. Capital Farm Credit works diligently to ensure we provide our full-time employees with a market-based compensation program including competitive salary, employee benefits, participation in an attractive, goals based incentive program, and development opportunities. As a customer-owned cooperative, our compensation and benefit programs are designed to align the success of our members with the employee’s success. 

 

Our comprehensive benefit program includes, but is not limited to:

  • An outstanding company-wide incentive program
  • Accommodating and flexible vacation and sick leave
  • 12 paid holidays
  • 401(k) plan with up to a 9% employer contribution/match
  • Affordable health, dental, and vision plans
  • Employer paid life insurance and disability
  • Tuition reimbursement
  • Up to $400/year wellness reimbursement

 

 

EDUCATION REQUIREMENT:

  • Bachelor’s Degree in Finance, Business Administration, Accounting, Ag Economics, Ag Business or related field, or experience deemed equivalent by Capital Farm Credit. 

 

JOB REQUIREMENTS:

  • 3 or more years of experience as a loan officer or similar title in credit extension, with business development requirements.  Please note the entry level discretion below.
    • At its sole discretion, CFC may consider qualified entry level applicants who have the same education as required in this posting.  In such case, the title will adjusted appropriately to entry level experience.
  • Outstanding business development skills complimented with appropriate credit knowledge for the purpose of growing portfolio with quality loans.
  • Exceptional customer service skills to support business development initiatives.
  • Ability to assess risk and provide recommendations on approval commercial or real estate loans.
  • Good standing in current and/or previous employment.
  • Strong work ethic that supports a willingness to handle multiple tasks with efficiency and accuracy.
  • Will require registration as a Mortgage Loan Officer under the National Mortgage Licensing System. 

 

FUNCTIONS:

  • Grows Association loan portfolio by marketing, making and managing agricultural loans.
  • Assists prospective and current borrowers with their credit needs and with formulating solutions to credit related issues.
  • Makes and services loans and leases within delegated authority and in accordance with association policies.
  • Makes and/or conveys decisions on loan approval, structure and pricing.
  • Conducts simple to moderately complex credit analyses.
  • Performs loan servicing tasks, which may include partial releases, subordinations to mineral leases and right of ways, division orders, reamortizations, assumptions, severance agreements, insurance claims, additional advances, extensions and conversions.
  • Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.
  • Performs collections on assigned loans and assists senior-level staff and management with collections on all loans in the portfolio. 
  • Other duties as assigned.

 

PREFERRED SKILLS:

  • Excellent verbal and written communication skills
  • Basic to moderate skill set in Microsoft Office Applications
  • Strong business development skills
  • General knowledge of accounting and financial systems
  • Ability to perform intermediate level accounting and financial analysis under moderate supervision

 

SALARY:

  • Commensurate with experience

 

POSTING DATE:

  • Posted December 6, 2017
  • Position will be posted until filled, until sufficient candidates are reviewed to ensure a qualified selection can be made, or until closed at the discretion of the Association.

 

TO APPLY:

 

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant.

AA/EOE/M/F/D/V; Full description available on request.

Contact Person
Amanda Blum
Contact Phone